Obamacare complexity sows more chaos

Here's an article in USA today about tax credit clawbacks by the IRS that will reduce refunds to hundreds of thousands of taxpayers.  They'll be thrilled.  Here's the 'commonsense explanation':

The next open enrollment period begins Nov. 15. But notices were sent this week to some consumers whose incomes don't match up to such things as 2012 tax return information.

On Monday, the Centers for Medicare and Medicaid Services said at least 279,000 households reported incomes that still don't match what the government has on record. Supporting documents are needed by Sept. 30.

What can you do to avoid tax-time problems?

Experts say people need to realize early on that they should report changes in income and other changes in one's life, such as a marriage, throughout the year. See HealthCare.gov to report "income and life changes."

Of course, many people may have no idea that they'd need to report changes.

The IRS put out some more details on the issue mid-month.

What should you report? A move, an increase or decrease in income, a marriage or divorce, the birth or adoption of a child, whether you started a job that offers health insurance and whether you gained or lost eligibility for other health care coverage.