It continues to be evident that having the Federal government replace a complex national insurance distribution system in one fell swoop was stupid

Markets exist for a reason.  Private insurance 'exchanges' like eSurance developed over many years incrementally and had a modest share of the market.  Why?  Because many people needed truly professional help in choosing and buying health insurance.  Why?  Because it's complex and confusing.  The Obami swept all of that expertise and infrastructure aside, arrogantly assuming (like Maximum Leaders and Presidents for Life always do) that the 'middleman' was non value added so 'we'll get rid of him' only to find that the guy actually performed a valuable function.  So now we're seven or so months past the launch date and the Federal and about half the state exchanges are junk and I suspect the other state exchanges are only functioning because they don't try to do the hard stuff on line.

Why anyone could imagine that the Feds could successfully replace a functioning market with a bloody website is beyond me. What is it about lawyer cum politicians that makes them such arrogant fools?  More here.